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Use Your FSA/HSA Funds

Shop recovery equipment, fitness accessories, and wellness products with your tax-free health savings

FSA/HSA Eligible
🏥 Medical Letter
Instant Approval
🚚 Free Shipping

Turn Health Savings into Recovery Essentials

Premium heat therapy equipment eligible with HSA/FSA via TrueMed

Why Use HSA/FSA with Peak Primal Wellness?

Your tax advantaged dollars can do more than pay for clinic visitsthey can help you build a consistent wellness routine at home. When eligible, using HSA/FSA funds can reduce your out of pocket cost by up to 30–40% (depending on your tax bracket and plan rules), letting you invest in high-quality recovery and performance tools with meaningful savings.

Trial Savings Center

Not sure if your purchase qualifies? Start with our quick TrueMed eligibility flow. Licensed medical providers review a short health questionnaire to determine medical necessity and, if appropriate, issue a Letter of Medical Necessity for your records. Most customers finish the form in just a few minutes, and you’ll receive clear guidance on next steps.

How TrueMed Works

Checkout step

Click Checkout

Add items to your cart and proceed to checkout; if you plan to use your benefits directly, choose TrueMed Pay with FSA/HSA when payment options appear. Pay in full with your FSA/HSA card if it has sufficient funds, or complete checkout with another cardyour purchase can still qualify for reimbursement after approval.

Get Directed to Health Info Form

You’ll be redirected to TrueMed’s short, secure eligibility form that helps licensed providers determine medical necessity; it asks for basic details like wellness goals, relevant history, and intended use, and most people finish in about 2–3 minutes.

Health info form
Submit information

Submit Health Information

Review your answers and submit the form for provider reviewonly the details needed to assess medical necessity are requested and everything is transmitted securely; if you selected FSA/HSA payment at checkout, you may be prompted to enter your card information to finalize payment once approved.

Wait for Approval

A TrueMed provider evaluates your submission, with simple cases often approved in about 1 hour and more complex cases taking up to 5–7 business days; you’ll receive email updates, and if additional information is neededor if approval isn’t grantedyou’ll get clear guidance on next steps.

Approval timing
Confirmation and next steps

Confirmation & Next Steps

Once approved, you’ll receive confirmation and a Letter of Medical Necessity to keep with your receipt; if you paid with an FSA/HSA card you’re all set, and if you used a personal card simply submit the letter and receipt to your plan administrator for reimbursement according to your plan’s policy.

Not Enough Funds on Your HSA/FSA Card?

No problemuse TrueMed’s pre qualification to get a Letter of Medical Necessity (LMN), complete your purchase with a personal card, and then submit for reimbursement.

  1. Get pre qualified

    On the product page, select Get pre qualified and complete the short, secure form. This helps licensed providers assess medical necessity for your purchase.

    Takes about 2–3 minutes to complete.

  2. Get your LMN

    If approved, TrueMed will issue a Letter of Medical Necessity (LMN) for your records. Keep this letter along with your receiptit’s required for reimbursement.

    You’ll receive status updates via email.

  3. Complete purchase with a card

    Return to our website and checkout using your credit or debit card. Your LMN confirms medical necessity even if you didn’t pay with the HSA/FSA card.

    Save your order confirmation/receipt.

  4. Submit for reimbursement

    Follow the instructions sent to you to submit your receipt + LMN to your HSA/FSA provider. Processing times vary by plancheck your provider’s portal for status.

    Need help? Our team can guide you through the steps.

Frequently Asked Questions

What is FSA/HSA eligibility?

FSA (Flexible Spending Account) and HSA (Health Savings Account) allow you to use pre-tax funds for qualified health-related purchases. Through TrueMed, most wellness products become eligible when medically necessary.

Do I need a prescription?

You don’t need a traditional prescription. Instead, TrueMed provides a Letter of Medical Necessity issued by a licensed provider after reviewing your health questionnaire.

How long does the TrueMed process take?

Most approvals happen instantly after you complete the secure online assessment. In some cases, it may take up to 24 hours for review and confirmation.

What products qualify?

Recovery tools, saunas, fitness equipment, Pilates reformers, red light therapy devices, and other wellness products on Peak Primal Wellness are eligible through TrueMed.